New Hampshire Chapter 13 Bankruptcy Attorney
Reorganization Bankruptcy Help In Manchester
Among the many reasons for filing under Chapter 13 of the United States Bankruptcy Code is that you failed the Chapter 7 qualifying means test or that it is simply in your best interest. Chapter 13 bankruptcy is also beneficial for individuals who are facing foreclosure or who wish to strip a second mortgage lien.
If you have a regular income and the ability to repay your debt with a restructured payment plan, this is likely the best selection for your situation. When filing for bankruptcy, it is important to have the representation of a compassionate and experienced New Hampshire bankruptcy attorney. I am Attorney Bryan W. Clickner and I have nearly 25+ years of experience helping individuals like you through the process of successfully filing for bankruptcy under Chapter 13.
How does Chapter 13 work?
In the current economy, many individuals are struggling financially and are assessing their available options for debt relief. Chapter 13 bankruptcy restructures your debt into a consolidated, reasonable monthly payment. The amount of the required payment will depend on the amount you are able to pay and the amount of debt you possess. Many debts will have to be paid in their entirety by the end of the payment plan. Other debts, however, will be discharged upon successful completion of the payment plan, which lasts three to five years.
Representation from Attorney Bryan W. Clickner
When you are assessing your options, you should obtain the legal representation of a knowledgeable legal guide. You cannot gain the full benefits of bankruptcy by trying to file on your own, and a paralegal can only help you fill out paperwork, not advise you or help correct errors in your filing. I am dedicated to helping clients eliminate all debts possible. In fact, in some cases, I can help them discharge income tax debt.
As you file for bankruptcy under Chapter 13, my goal will be to get you through the entirety of the bankruptcy as quickly and efficiently as possible so that you can reap all of the debt relief benefits that this process offers.
Contact my firm to learn more about how Chapter 13 bankruptcy can benefit your case.